senior couple happy to talk to agent who is offering final expense insurance

Seniors: 3 Benefits Of Getting Final Expense Insurance

Sooner or later, we all have to leave our loved ones behind. The key is to ensure their financial security after we pass. Final expense insurance provides both the insured and their loved ones with peace of mind and financial security if the named insured passes. No one wants to carry the burden of end-of-life…
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self employed woman writing down her retirement options

Retirement for the Self-Employed: What Are Your Options?

Finding the best plans for retirement is crucial to ensuring a retirement that rewards you for decades of hard work. The best course of action is always to determine a retirement plan that will work for you, not the other way around.  Self-employed retirement options may seem scarce at first, but there are many options…
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retirement plan written in notebook

Low-Income Workers: How to Make Retirement Work for You

As a low-income worker, you’re probably concerned about how you are going to manage retirement. Finding a retirement plan that works for you should be exciting! In retirement, you have the benefit of finally taking a break from all of your hard work. If you plan to retire, now is the time to consider your…
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Life insurance policy under pen

What Are the Types Of Permanent Life Insurance Plans?

Life insurance is an asset that guarantees the financial security of the people who depend on your income. Life insurance offers peace of mind and prepares the policyholder and their dependents for their passing. There are many different forms of permanent life insurance policies and selecting the right policy for you is entirely dependent on…
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young couple talking to agent to choose the right life insurance policy

Choosing Life Insurance By Age: A How-To-Guide

Choosing the right life insurance policy shouldn’t be difficult. Considering your age, health, and dependents will help you make an informed decision concerning what life insurance is best for you.  When you pass away, your money doesn’t go with you. If your family depends on you financially, insurance can provide financial stability for them. Making…
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medicare advantage concept image, medicare written on board under stethoscope

What Are the Benefits Of Choosing A Medicare Advantage Plan?

Medicare Advantage plans offer many solutions to cover out-of-pocket costs. Medicare Advantage (also known as Medicare Part C) merges original Medicare (Part A & Part B) to offer services that don’t normally come in the original Medicare. The Balanced Budget Act of 1997 introduced Medicare Part C as a more cost-effective plan that would prove…
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medicare advantage vs medigap concept image of medical insurance

Medicare Advantage vs. Medigap: Choosing What Is Best For You

Many features separate Medicare Advantage from Medigap (Medicare Supplement plans). The key is to determine which plan will best suit your needs. Both plans utilize the structure of original Medicare (Parts A & B) to create a more cost-effective way to receive the treatment for either yourself or your loved one(s). Explaining Original Medicare The…
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Medigap, also known as medicare supplemental plan in folder next to stethoscope

Medicare Supplemental Plans: What Are The 5 Best Plans?

Medicare supplemental plans also referred to as “Medigap,” are plans that private insurers offer to fulfill individual needs. Medicare has four parts: A, B, C, and D. Each component of Medicare offers coverage for different medical expenses. However, many out-of-pocket costs come with Medicare. Begus Insurance Group helps reduce out-of-pocket costs stemming from medical payments…
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couple happy with agent after purchasing universal life insurance

Indexed Universal Life Insurance: 3 Reasons Why It’s Worth It

A universal life insurance policy is a unique combination of life insurance protection, policy options, and cash value-building elements. Universal life policies are very beneficial and will suit the needs of almost any walk of life. One of the many features of an indexed universal life insurance policy is that the policyholder may allocate a…
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senior couple doing a life insurance policy review with the help of an agent

How To Make The Most Out Of Your Insurance Policy Review

As you grow, so should the coverages of your life insurance policy. You should review your policy regularly as your needs change. The key is to make the most out of your policy review. At Begus Insurance Group, we offer policy reviews at no charge to the policyholder, whether your policy was started here or…
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