Life insurance policy in folder

5 Reasons Why Your Life Insurance Policy Should Be Reviewed

Your life insurance policy is the backbone of your financial stability and security. If something were to happen to you, how would it affect your loved ones? Is anyone dependent on your income? Would your loved ones be able to maintain their current lifestyle? These are the questions you should ask yourself regarding your life…
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Life insurance money from settlement

3 Things You Should Know About Life Settlements

The National Association of Insurance Commissioners (NAIC) is in charge of regulating life insurance policy settlements. Therefore, according to the NAIC, these settlements are one of the safest and most secure financial transactions. Also, life settlements act as worthy alternatives for cash surrender. What Is a Life Insurance Settlement? Life insurance settlements, or life settlements,…
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Life insurance settlements payment concept

Life Insurance Settlements: Tips For Selling Your Policy

Your life insurance policy is your property. You’ve worked hard to maintain it, nurture it, and grow into one of your greatest assets. In many respects, owning an insurance policy is like owning a home and, like a home, you can also sell your insurance policy. Selling life insurance policies can feel like sending your…
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life insurance policy under pen

Term Insurance vs. Permanent Life Insurance: What Is the Difference?

Determining which type of life insurance is suitable for you can be a long and grueling process. Begus Insurance Group agents make this process easy by consulting with potential policyholders and listening to their needs. There are many distinctions between Term Life insurance and Permanent life insurance. Both underwriting requirements and personal needs are major…
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Term Life Insurance: Why Age Matters When Purchasing It

Age is a prominent factor when determining which life insurance policy is most suitable for you. Term Life insurance policies base your premium off of your age. Therefore the younger you are at policy inception, the lower your future premiums will be. Age, health, and family health history are all significant factors when it comes…
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retirement graph

Why Kai-Zen Retirement Might Be Right For You

Are you nearing retirement? Have you been relentlessly searching for a way to maximize your investments? Finding a reputable and reliable vessel to provide you with supplemental income can be a daunting task. With Kai-Zen retirement, investing is both efficient and effective.  What Is Kai-Zen Retirement? A Kai-Zen retirement plan is a unique and expeditious…
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retirement plan under glasses and pen

How Kai-Zen Retirement is Changing the Future

Kai-Zen retirement is a new form of retirement savings plan that is shaking up the western world of insurance. Kai-Zen insurance is a unique blend of financing and life insurance. The layout of Kai-Zen is of Japanese origin and makes optimal use of retirement savings and life insurance policies. The symbiotic nature in which both…
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retirement plan under glasses and red pen

Kai-Zen Retirement: Frequently Asked Questions

Your earning potential is your most valuable asset. Protecting and prolonging that asset is why individuals need a reputable insurer. Begus Insurance Group offers a supplemental retirement policy that is guaranteed to accumulate retirement income at a much faster rate than a typical 401(k). Kai-Zen Retirement makes for an efficient way to generate funds for…
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The Beginner’s Guide to Buying Insurance for Your Family

Term and permanent life insurance policies make the lives of your loved ones a little easier if you die unexpectedly. But you can extend that coverage to cover the most special people in your life — to protect your own interests. A life insurance policy on a relative or romantic partner gives everyone in the…
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Do My Kids Need To Pay For My Funeral?

Many of us reach a time in our lives when our age and health cause more concern. Our thoughts might turn to the feelings of loss and despair our children will face. Losing a parent is difficult, and in the sudden onset of loss, the last thing you want is for your child or children…
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