Life Insurance
young couple talking to agent to choose the right life insurance policy

Choosing Life Insurance By Age: A How-To-Guide

Choosing the right life insurance policy shouldn’t be difficult. Considering your age, health, and dependents will help you make an informed decision concerning what life insurance is best for you.  When you pass away, your money doesn’t go with you. If your family depends on you financially, insurance can provide financial stability for them. Making…
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medicare advantage concept image, medicare written on board under stethoscope

What Are the Benefits Of Choosing A Medicare Advantage Plan?

Medicare Advantage plans offer many solutions to cover out-of-pocket costs. Medicare Advantage (also known as Medicare Part C) merges original Medicare (Part A & Part B) to offer services that don’t normally come in the original Medicare. The Balanced Budget Act of 1997 introduced Medicare Part C as a more cost-effective plan that would prove…
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medicare advantage vs medigap concept image of medical insurance

Medicare Advantage vs. Medigap: Choosing What Is Best For You

Many features separate Medicare Advantage from Medigap (Medicare Supplement plans). The key is to determine which plan will best suit your needs. Both plans utilize the structure of original Medicare (Parts A & B) to create a more cost-effective way to receive the treatment for either yourself or your loved one(s). Explaining Original Medicare The…
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Medigap, also known as medicare supplemental plan in folder next to stethoscope

Medicare Supplemental Plans: What Are The 5 Best Plans?

Medicare supplemental plans also referred to as “Medigap,” are plans that private insurers offer to fulfill individual needs. Medicare has four parts: A, B, C, and D. Each component of Medicare offers coverage for different medical expenses. However, many out-of-pocket costs come with Medicare. Begus Insurance Group helps reduce out-of-pocket costs stemming from medical payments…
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couple happy with agent after purchasing universal life insurance

Indexed Universal Life Insurance: 3 Reasons Why It’s Worth It

A universal life insurance policy is a unique combination of life insurance protection, policy options, and cash value-building elements. Universal life policies are very beneficial and will suit the needs of almost any walk of life. One of the many features of an indexed universal life insurance policy is that the policyholder may allocate a…
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senior couple doing a life insurance policy review with the help of an agent

How To Make The Most Out Of Your Insurance Policy Review

As you grow, so should the coverages of your life insurance policy. You should review your policy regularly as your needs change. The key is to make the most out of your policy review. At Begus Insurance Group, we offer policy reviews at no charge to the policyholder, whether your policy was started here or…
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Life insurance policy in folder

5 Reasons Why Your Life Insurance Policy Should Be Reviewed

Your life insurance policy is the backbone of your financial stability and security. If something were to happen to you, how would it affect your loved ones? Is anyone dependent on your income? Would your loved ones be able to maintain their current lifestyle? These are the questions you should ask yourself regarding your life…
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Life insurance money from settlement

3 Things You Should Know About Life Settlements

The National Association of Insurance Commissioners (NAIC) is in charge of regulating life insurance policy settlements. Therefore, according to the NAIC, these settlements are one of the safest and most secure financial transactions. Also, life settlements act as worthy alternatives for cash surrender. What Is a Life Insurance Settlement? Life insurance settlements, or life settlements,…
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Life insurance settlements payment concept

Life Insurance Settlements: Tips For Selling Your Policy

Your life insurance policy is your property. You’ve worked hard to maintain it, nurture it, and grow into one of your greatest assets. In many respects, owning an insurance policy is like owning a home and, like a home, you can also sell your insurance policy. Selling life insurance policies can feel like sending your…
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life insurance policy under pen

Term Insurance vs. Permanent Life Insurance: What Is the Difference?

Determining which type of life insurance is suitable for you can be a long and grueling process. Begus Insurance Group agents make this process easy by consulting with potential policyholders and listening to their needs. There are many distinctions between Term Life insurance and Permanent life insurance. Both underwriting requirements and personal needs are major…
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